FHA Loan Limits and USDA Eligibility in Ravalli County, Montana

2026 FHA one-unit limit in Ravalli County is $560,050. Two-unit is $716,950, three-unit is $866,650, and four-unit is $1,077,050. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Montana

Montana one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Montana

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EligibleIneligibleUSDA ineligible boundary

Ravalli County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
59827$560,050$122,800
59828$560,050$122,800
59829$560,050$122,800
59833$560,050$122,800 to $124,550
59840$560,050$122,800
59841$560,050$122,800
59870$560,050$122,800
59871$560,050$122,800
59875$560,050$122,800

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Loan Options in Ravalli County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Ravalli County address. Then they can match you if you qualify.

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