FHA Loan Limits and USDA Eligibility in Washington County, Oregon

2026 FHA one-unit limit in Washington County is $701,500. Two-unit is $898,050, three-unit is $1,085,550, and four-unit is $1,349,050. USDA 502 Guaranteed 1–4 person moderate income is $147,550. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Oregon

Oregon one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Oregon

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EligibleIneligibleUSDA ineligible boundary

Washington County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
97003$701,500$147,550
97005$701,500$147,550
97006$701,500$147,550
97007$701,500$147,550
97008$701,500$147,550
97062$701,500$147,550
97078$701,500$147,550
97106$701,500$147,550
97109$701,500$147,550
97113$701,500$147,550
97116$701,500$147,550
97117$701,500$147,550
97119$701,500$147,550
97123$701,500$147,550
97124$701,500$147,550
97125$701,500$147,550
97133$701,500$147,550
97140$701,500$147,550
97144$701,500$147,550
97210$701,500$147,550
97219$701,500$147,550
97223$701,500$147,550
97224$701,500$147,550
97225$701,500$147,550
97229$701,500$147,550

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Loan Options in Washington County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Washington County address. Then they can match you if you qualify.

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