What Is the FHA Loan Limit in Clatsop County?

The 2026 FHA one-unit cap in Clatsop County is $563,500. Two-unit is $721,400, three-unit is $872,000, and four-unit is $1,083,650. Limits are set by county. The property address picks the county when a ZIP lists more than one.

Are USDA Loans Available in Clatsop County?

USDA property eligibility is the street address, not the county. Clatsop County is not scored as eligible or ineligible as a whole. Enter a ZIP on the property eligibility map, then confirm a specific address with a lender.

What Is the USDA Income Limit in Clatsop County?

USDA 502 Guaranteed 1–4 person moderate income in Clatsop County is $122,800. The 5–8 person figure is $162,100. Enter a ZIP to confirm the figure for a specific area.

Does a County Decide USDA Property Eligibility?

No. USDA scores the property address. This page lists FHA 1–4 unit caps and USDA 502 Guaranteed moderate income figures that appear in Clatsop County. Income can split a county. Neither figure marks the county as USDA eligible or ineligible.

FHA Loan Limits and USDA Eligibility in Clatsop County, Oregon

2026 FHA one-unit limit in Clatsop County is $563,500. Two-unit is $721,400, three-unit is $872,000, and four-unit is $1,083,650. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Oregon

Oregon one-unit limits: —

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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Oregon

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EligibleIneligibleUSDA ineligible boundary

Clatsop County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIP	FHA one-unit loan limit	USDA 1–4 person moderate income
97102	$563,500	$122,800
97103	$563,500	$122,800
97110	$563,500	$122,800
97121	$563,500	$122,800
97138	$563,500	$122,800
97145	$563,500	$122,800
97146	$563,500	$122,800

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Clatsop County address. Only a lender can confirm official program requirements.

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Loan Options in Clatsop County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Clatsop County address. Then they can match you if you qualify.

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Oregon FHA limits and USDA eligibility FHA loan limits map USDA property eligibility map USDA income limits map FHA loan program USDA loan program