FHA Loan Limits and USDA Eligibility in Henry County, Indiana

2026 FHA one-unit limit in Henry County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Indiana

Indiana one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Indiana

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EligibleIneligibleUSDA ineligible boundary

Henry County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
46117$541,287$122,800 to $127,300
46148$541,287$122,800
46186$541,287$122,800 to $127,300
47327$541,287$122,800
47337$541,287$122,800
47344$541,287$122,800
47346$541,287$122,800
47351$541,287$122,800
47352$541,287$122,800
47354$541,287$122,800
47356$541,287$122,800
47360$541,287$122,800
47361$541,287$122,800
47362$541,287$122,800
47366$541,287$122,800
47384$541,287$122,800 to $127,300
47385$541,287$122,800
47386$541,287$122,800
47387$541,287$122,800
47388$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Henry County address. Then they can match you if you qualify.

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