FHA Loan Limits and USDA Eligibility in Allen County, Indiana

2026 FHA one-unit limit in Allen County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Indiana

Indiana one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Indiana

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EligibleIneligibleUSDA ineligible boundary

Allen County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
46704$541,287$122,800
46723$541,287$122,800
46733$541,287$122,800
46741$541,287$122,800
46743$541,287$122,800
46745$541,287$122,800
46748$541,287$122,800
46765$541,287$122,800
46773$541,287$122,800
46774$541,287$122,800
46783$541,287$122,800
46788$541,287$122,800
46797$541,287$122,800
46798$541,287$122,800
46799$541,287$122,800
46802$541,287$122,800
46803$541,287$122,800
46804$541,287$122,800
46805$541,287$122,800
46806$541,287$122,800
46807$541,287$122,800
46808$541,287$122,800
46809$541,287$122,800
46814$541,287$122,800
46815$541,287$122,800
46816$541,287$122,800
46818$541,287$122,800
46819$541,287$122,800
46825$541,287$122,800
46835$541,287$122,800
46845$541,287$122,800
46850$541,287$122,800
46851$541,287$122,800
46852$541,287$122,800
46853$541,287$122,800
46854$541,287$122,800
46855$541,287$122,800
46856$541,287$122,800
46857$541,287$122,800
46858$541,287$122,800
46859$541,287$122,800
46860$541,287$122,800
46861$541,287$122,800
46862$541,287$122,800
46863$541,287$122,800
46864$541,287$122,800
46865$541,287$122,800
46866$541,287$122,800
46867$541,287$122,800
46868$541,287$122,800
46869$541,287$122,800
46885$541,287$122,800
46895$541,287$122,800
46898$541,287$122,800
46899$541,287$122,800
46980$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Allen County address. Then they can match you if you qualify.

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