FHA Loan Limits and USDA Eligibility in New Castle County, Delaware

2026 FHA one-unit limit in New Castle County is $630,200. Two-unit is $806,750, three-unit is $975,200, and four-unit is $1,211,950. USDA 502 Guaranteed 1–4 person moderate income is $141,100. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Delaware

Delaware one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Delaware

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EligibleIneligibleUSDA ineligible boundary

New Castle County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
19701$630,200$141,100
19702$630,200$141,100
19703$630,200$141,100
19706$630,200$141,100
19707$630,200$141,100
19708$630,200$141,100
19709$630,200$141,100
19710$630,200$141,100
19711$630,200$141,100
19713$630,200$141,100
19720$630,200$141,100
19730$630,200$141,100
19731$630,200$141,100
19732$630,200$141,100
19733$630,200$141,100
19734$630,200$141,100
19736$630,200$141,100
19801$630,200$141,100
19802$630,200$141,100
19803$630,200$141,100
19804$630,200$141,100
19805$630,200$141,100
19806$630,200$141,100
19807$630,200$141,100
19808$630,200$141,100
19809$630,200$141,100
19810$630,200$141,100
19890$630,200$141,100
19895$630,200$141,100
19897$630,200$141,100
19898$630,200$141,100
19899$630,200$141,100
19938$630,200$123,900 to $141,100
19977$630,200$123,900 to $141,100

FAQ for New Castle County

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