FHA Loan Limits and USDA Eligibility in Kent County, Delaware
2026 FHA one-unit limit in Kent County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $123,900. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Delaware
Delaware one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Delaware
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EligibleIneligibleUSDA ineligible boundary
Kent County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 19901 | $541,287 | $123,900 |
| 19903 | $541,287 | $123,900 |
| 19904 | $541,287 | $123,900 |
| 19934 | $541,287 | $123,900 |
| 19936 | $541,287 | $123,900 |
| 19938 | $541,287 | $123,900 to $141,100 |
| 19943 | $541,287 | $123,900 |
| 19946 | $541,287 | $123,900 |
| 19950 | $541,287 | $123,350 to $123,900 |
| 19952 | $541,287 | $123,350 to $123,900 |
| 19953 | $541,287 | $123,900 |
| 19954 | $541,287 | $123,900 |
| 19955 | $541,287 | $123,900 |
| 19961 | $541,287 | $123,900 |
| 19962 | $541,287 | $123,900 |
| 19963 | $541,287 | $123,350 to $123,900 |
| 19964 | $541,287 | $123,900 |
| 19977 | $541,287 | $123,900 to $141,100 |
| 19979 | $541,287 | $123,900 |
| 19980 | $541,287 | $123,900 |