FHA Loan Limits and USDA Eligibility in Pima County, Arizona

2026 FHA one-unit limit in Pima County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Arizona

Arizona one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Arizona

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EligibleIneligibleUSDA ineligible boundary

Pima County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
85246$541,287$129,250
85261$541,287$129,250
85296$541,287$129,250
85321$541,287$122,800 to $129,250
85341$541,287$122,800
85601$541,287$122,800
85602$541,287$122,800
85611$541,287$122,800
85614$541,287$122,800
85619$541,287$122,800
85622$541,287$122,800
85629$541,287$122,800
85633$541,287$122,800
85634$541,287$122,800 to $129,250
85639$541,287$122,800
85640$541,287$122,800
85641$541,287$122,800
85645$541,287$122,800
85653$541,287$122,800 to $129,250
85654$541,287$122,800
85658$541,287$122,800 to $129,250
85701$541,287$122,800
85703$541,287$122,800
85704$541,287$122,800
85705$541,287$122,800
85706$541,287$122,800
85708$541,287$122,800
85710$541,287$122,800
85711$541,287$122,800
85712$541,287$122,800
85713$541,287$122,800
85714$541,287$122,800
85715$541,287$122,800
85716$541,287$122,800
85718$541,287$122,800
85719$541,287$122,800
85730$541,287$122,800
85735$541,287$122,800
85736$541,287$122,800
85737$541,287$122,800
85738$541,287$122,800
85739$541,287$122,800 to $129,250
85740$541,287$122,800
85741$541,287$122,800
85742$541,287$122,800
85743$541,287$122,800
85745$541,287$122,800
85746$541,287$122,800
85747$541,287$122,800
85748$541,287$122,800
85749$541,287$122,800
85750$541,287$122,800
85755$541,287$122,800
85756$541,287$122,800
85757$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Pima County address. Then they can match you if you qualify.

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