FHA Loan Limits and USDA Eligibility in Cache County, Utah

2026 FHA one-unit limit in Cache County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $128,950. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Utah

Utah one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Utah

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EligibleIneligibleUSDA ineligible boundary

Cache County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
84304$541,287$128,950
84305$541,287$128,950
84306$541,287$128,950
84308$541,287$128,950
84318$541,287$128,950
84319$541,287$128,950
84320$541,287$128,950
84321$541,287$128,950
84325$541,287$128,950
84326$541,287$128,950
84327$541,287$128,950
84328$541,287$128,950
84332$541,287$128,950
84333$541,287$128,950
84335$541,287$128,950
84338$541,287$128,950
84339$541,287$128,950
84341$541,287$128,950

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Cache County address. Then they can match you if you qualify.

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