FHA Loan Limits and USDA Eligibility in Hillsborough County, New Hampshire

2026 FHA one-unit limit in Hillsborough County is $589,950. Two-unit is $755,250, three-unit is $912,900, and four-unit is $1,134,550. USDA 502 Guaranteed 1–4 person moderate income is $143,450. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for New Hampshire

New Hampshire one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for New Hampshire

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EligibleIneligibleUSDA ineligible boundary

Hillsborough County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
03031$589,950$143,450
03033$589,950$143,450
03034$589,950$197,100
03043$589,950$143,450
03045$589,950$143,450
03047$589,950$143,450
03048$589,950$143,450
03049$589,950$143,450
03051$589,950$143,450
03052$589,950$143,450
03054$589,950$143,450
03055$589,950$143,450
03057$589,950$143,450
03060$589,950$143,450
03062$589,950$143,450
03063$589,950$143,450
03064$589,950$143,450
03070$589,950$143,450
03071$589,950$143,450
03076$589,950$143,450
03082$589,950$143,450
03084$589,950$143,450
03086$589,950$143,450
03101$589,950$143,450
03102$589,950$143,450
03103$589,950$143,450 to $197,100
03104$589,950$143,450 to $197,100
03109$589,950$143,450
03110$589,950$143,450
03244$589,950$143,450
03281$589,950$143,450
03440$589,950$143,450
03442$589,950$143,450
03449$589,950$143,450
03458$589,950$143,450

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Loan Options in Hillsborough County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Hillsborough County address. Then they can match you if you qualify.

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