FHA Loan Limits and USDA Eligibility in Clark County, Nevada

2026 FHA one-unit limit in Clark County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Nevada

Nevada one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Nevada

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EligibleIneligibleUSDA ineligible boundary

Clark County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
89002$541,287$122,800
89004$541,287$122,800
89005$541,287$122,800
89007$541,287$122,800
89011$541,287$122,800
89012$541,287$122,800
89014$541,287$122,800
89015$541,287$122,800
89016$541,287$122,800
89018$541,287$122,800
89019$541,287$122,800
89021$541,287$122,800
89024$541,287$122,800
89025$541,287$122,800
89027$541,287$122,800
89029$541,287$122,800
89030$541,287$122,800
89031$541,287$122,800
89032$541,287$122,800
89033$541,287$122,800
89034$541,287$122,800
89039$541,287$122,800
89040$541,287$122,800
89044$541,287$122,800
89046$541,287$122,800
89052$541,287$122,800
89054$541,287$122,800
89070$541,287$122,800
89074$541,287$122,800
89081$541,287$122,800
89084$541,287$122,800
89085$541,287$122,800
89086$541,287$122,800
89101$541,287$122,800
89102$541,287$122,800
89103$541,287$122,800
89104$541,287$122,800
89106$541,287$122,800
89107$541,287$122,800
89108$541,287$122,800
89109$541,287$122,800
89110$541,287$122,800
89112$541,287$122,800
89113$541,287$122,800
89114$541,287$122,800
89115$541,287$122,800
89116$541,287$122,800
89117$541,287$122,800
89118$541,287$122,800
89119$541,287$122,800
89120$541,287$122,800
89121$541,287$122,800
89122$541,287$122,800
89123$541,287$122,800
89124$541,287$122,800
89125$541,287$122,800
89126$541,287$122,800
89127$541,287$122,800
89128$541,287$122,800
89129$541,287$122,800
89130$541,287$122,800
89131$541,287$122,800
89132$541,287$122,800
89134$541,287$122,800
89135$541,287$122,800
89138$541,287$122,800
89139$541,287$122,800
89140$541,287$122,800
89141$541,287$122,800
89142$541,287$122,800
89143$541,287$122,800
89144$541,287$122,800
89145$541,287$122,800
89146$541,287$122,800
89147$541,287$122,800
89148$541,287$122,800
89149$541,287$122,800
89150$541,287$122,800
89156$541,287$122,800
89161$541,287$122,800
89166$541,287$122,800
89169$541,287$122,800
89178$541,287$122,800
89179$541,287$122,800
89183$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Clark County address. Then they can match you if you qualify.

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