FHA Loan Limits and USDA Eligibility in Lancaster County, Nebraska

2026 FHA one-unit limit in Lancaster County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $123,650. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Nebraska

Nebraska one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Nebraska

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EligibleIneligibleUSDA ineligible boundary

Lancaster County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
68017$541,287$123,650 to $135,900
68317$541,287$123,650 to $132,100
68336$541,287$123,650
68339$541,287$122,800 to $131,300
68358$541,287$122,800 to $123,650
68368$541,287$122,800 to $123,650
68372$541,287$123,650
68402$541,287$123,650
68404$541,287$123,650
68419$541,287$123,650
68428$541,287$123,650 to $131,300
68430$541,287$123,650
68438$541,287$123,650
68461$541,287$123,650
68462$541,287$123,650 to $131,100
68501$541,287$123,650
68502$541,287$123,650
68503$541,287$123,650
68504$541,287$123,650
68505$541,287$123,650
68506$541,287$123,650
68507$541,287$123,650
68508$541,287$123,650
68510$541,287$123,650
68512$541,287$123,650
68514$541,287$123,650
68516$541,287$123,650
68517$541,287$123,650
68520$541,287$123,650
68521$541,287$123,650
68522$541,287$123,650
68523$541,287$123,650
68524$541,287$123,650
68526$541,287$123,650
68527$541,287$123,650 to $131,100
68528$541,287$123,650 to $131,300
68529$541,287$123,650
68531$541,287$123,650
68532$541,287$123,650

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Loan Options in Lancaster County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Lancaster County address. Then they can match you if you qualify.

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