FHA Loan Limits and USDA Eligibility in New Madrid County, Missouri

2026 FHA one-unit limit in New Madrid County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Missouri

Missouri one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Missouri

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EligibleIneligibleUSDA ineligible boundary

New Madrid County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
63801$541,287$122,800
63828$541,287$122,800
63833$541,287$122,800
63848$541,287$122,800
63860$541,287$122,800
63862$541,287$122,800
63866$541,287$122,800
63867$541,287$122,800
63868$541,287$122,800
63869$541,287$122,800
63870$541,287$122,800
63873$541,287$122,800
63874$541,287$122,800
63878$541,287$122,800

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Loan Options in New Madrid County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific New Madrid County address. Then they can match you if you qualify.

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