FHA Loan Limits and USDA Eligibility in Aroostook County, Maine

2026 FHA one-unit limit in Aroostook County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Maine

Maine one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Maine

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EligibleIneligibleUSDA ineligible boundary

Aroostook County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
04424$541,287$122,800
04471$541,287$122,800
04497$541,287$122,800
04730$541,287$122,800
04732$541,287$122,800
04733$541,287$122,800
04734$541,287$122,800
04735$541,287$122,800
04736$541,287$122,800
04737$541,287$122,800
04739$541,287$122,800
04740$541,287$122,800
04742$541,287$122,800
04743$541,287$122,800
04745$541,287$122,800
04746$541,287$122,800
04747$541,287$122,800
04750$541,287$122,800
04756$541,287$122,800
04757$541,287$122,800
04758$541,287$122,800
04760$541,287$122,800
04761$541,287$122,800
04762$541,287$122,800
04763$541,287$122,800
04764$541,287$122,800
04766$541,287$122,800
04768$541,287$122,800
04769$541,287$122,800
04772$541,287$122,800
04773$541,287$122,800
04774$541,287$122,800
04776$541,287$122,800
04779$541,287$122,800
04780$541,287$122,800
04781$541,287$122,800
04783$541,287$122,800
04785$541,287$122,800
04786$541,287$122,800
04787$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Aroostook County address. Then they can match you if you qualify.

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