FHA Loan Limits and USDA Eligibility in Fairbanks North Star Borough, Alaska
2026 FHA one-unit limit in Fairbanks North Star Borough is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Alaska
Alaska one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Alaska
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EligibleIneligibleUSDA ineligible boundary
Fairbanks North Star Borough FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 99701 | $541,287 | $122,800 |
| 99702 | $541,287 | $122,800 |
| 99704 | $541,287 | $122,800 |
| 99705 | $541,287 | $122,800 |
| 99706 | $541,287 | $122,800 |
| 99707 | $541,287 | $122,800 |
| 99709 | $541,287 | $122,800 |
| 99712 | $541,287 | $122,800 |
| 99714 | $541,287 | $122,800 |
| 99722 | $541,287 | $122,800 |
| 99723 | $541,287 | $122,800 |
| 99724 | $541,287 | $122,800 |
| 99725 | $541,287 | $122,800 |
| 99726 | $541,287 | $122,800 |
| 99727 | $541,287 | $122,800 |
| 99730 | $541,287 | $122,800 |
| 99732 | $541,287 | $122,800 |
| 99733 | $541,287 | $122,800 |
| 99734 | $541,287 | $122,800 |
| 99736 | $541,287 | $122,800 |
| 99737 | $541,287 | $122,800 |
| 99738 | $541,287 | $122,800 |
| 99739 | $541,287 | $122,800 |
| 99740 | $541,287 | $122,800 |
| 99741 | $541,287 | $122,800 |
| 99742 | $541,287 | $122,800 |
| 99743 | $541,287 | $122,800 |
| 99745 | $541,287 | $122,800 |
| 99746 | $541,287 | $122,800 |
| 99747 | $541,287 | $122,800 |
| 99748 | $541,287 | $122,800 |
| 99749 | $541,287 | $122,800 |
| 99750 | $541,287 | $122,800 |
| 99751 | $541,287 | $122,800 |
| 99752 | $541,287 | $122,800 |
| 99753 | $541,287 | $122,800 |
| 99754 | $541,287 | $122,800 |
| 99755 | $541,287 | $122,800 |
| 99756 | $541,287 | $122,800 |
| 99757 | $541,287 | $122,800 |
| 99758 | $541,287 | $122,800 |
| 99760 | $541,287 | $122,800 |
| 99761 | $541,287 | $122,800 |
| 99762 | $541,287 | $122,800 |
| 99763 | $541,287 | $122,800 |
| 99764 | $541,287 | $122,800 |
| 99765 | $541,287 | $122,800 |
| 99766 | $541,287 | $122,800 |
| 99767 | $541,287 | $122,800 |
| 99768 | $541,287 | $122,800 |
| 99769 | $541,287 | $122,800 |
| 99770 | $541,287 | $122,800 |
| 99771 | $541,287 | $122,800 |
| 99772 | $541,287 | $122,800 |
| 99773 | $541,287 | $122,800 |
| 99774 | $541,287 | $122,800 |
| 99776 | $541,287 | $122,800 |
| 99777 | $541,287 | $122,800 |
| 99778 | $541,287 | $122,800 |
| 99780 | $541,287 | $122,800 |
| 99781 | $541,287 | $122,800 |
| 99782 | $541,287 | $122,800 |
| 99783 | $541,287 | $122,800 |
| 99784 | $541,287 | $122,800 |
| 99785 | $541,287 | $122,800 |
| 99788 | $541,287 | $122,800 |