FHA loan limits and USDA eligibility for ZIP 48170 — Plymouth, MI

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks unlikely here, so FHA is listed first.

See figures for this ZIP
Couple reviewing home loan options for their ZIP code

2026 FHA loan limits

Livingston County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Washtenaw County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Wayne County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

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USDA property eligibility

Likely not eligible

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

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USDA income limits

Wayne County

1–4 person household income limit

$122,800

5–8 person household income limit

$162,100

  • Wayne County (Primary): $122,800 / $162,100
  • Washtenaw County: $153,550 / $202,700

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FAQ for ZIP 48170

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