FHA Loan Limits and USDA Eligibility in Washtenaw County, Michigan
2026 FHA one-unit limit in Washtenaw County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $153,550. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Michigan
Michigan one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Michigan
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EligibleIneligibleUSDA ineligible boundary
Washtenaw County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 48103 | $541,287 | $153,550 |
| 48104 | $541,287 | $153,550 |
| 48105 | $541,287 | $153,550 |
| 48106 | $541,287 | $153,550 |
| 48107 | $541,287 | $153,550 |
| 48108 | $541,287 | $153,550 |
| 48109 | $541,287 | $153,550 |
| 48111 | $541,287 | $122,800 to $153,550 |
| 48118 | $541,287 | $153,550 |
| 48130 | $541,287 | $153,550 |
| 48137 | $541,287 | $150,200 to $153,550 |
| 48158 | $541,287 | $122,800 to $153,550 |
| 48160 | $541,287 | $122,800 to $153,550 |
| 48167 | $541,287 | $122,800 to $153,550 |
| 48168 | $541,287 | $122,800 to $153,550 |
| 48169 | $541,287 | $150,200 to $153,550 |
| 48170 | $541,287 | $122,800 to $153,550 |
| 48175 | $541,287 | $153,550 |
| 48176 | $541,287 | $122,800 to $153,550 |
| 48178 | $541,287 | $122,800 to $153,550 |
| 48189 | $541,287 | $150,200 to $153,550 |
| 48190 | $541,287 | $153,550 |
| 48191 | $541,287 | $122,800 to $153,550 |
| 48197 | $541,287 | $153,550 |
| 48198 | $541,287 | $153,550 |
| 49236 | $541,287 | $122,800 to $153,550 |
| 49240 | $541,287 | $122,800 to $153,550 |
| 49285 | $541,287 | $122,800 to $153,550 |