FHA Loan Limits and USDA Eligibility in Ogemaw County, Michigan

2026 FHA one-unit limit in Ogemaw County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Michigan

Michigan one-unit limits:
Loading FHA loan limits map…
Loading Michigan…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Michigan

Loading USDA map…
Loading Michigan…
EligibleIneligibleUSDA ineligible boundary

Ogemaw County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
48610$541,287$122,800
48635$541,287$122,800
48654$541,287$122,800
48661$541,287$122,800
48739$541,287$122,800
48743$541,287$122,800
48756$541,287$122,800
48761$541,287$122,800

FAQ for Ogemaw County

Learn More