FHA Loan Limits and USDA Eligibility in Macomb County, Michigan
2026 FHA one-unit limit in Macomb County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Michigan
Michigan one-unit limits: —
Loading FHA loan limits map…
Loading Michigan…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Michigan
Loading USDA map…
Loading Michigan…
EligibleIneligibleUSDA ineligible boundary
Macomb County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 48003 | $541,287 | $122,800 |
| 48005 | $541,287 | $122,800 |
| 48015 | $541,287 | $122,800 |
| 48021 | $541,287 | $122,800 |
| 48026 | $541,287 | $122,800 |
| 48035 | $541,287 | $122,800 |
| 48036 | $541,287 | $122,800 |
| 48038 | $541,287 | $122,800 |
| 48041 | $541,287 | $122,800 |
| 48042 | $541,287 | $122,800 |
| 48043 | $541,287 | $122,800 |
| 48044 | $541,287 | $122,800 |
| 48045 | $541,287 | $122,800 |
| 48047 | $541,287 | $122,800 |
| 48048 | $541,287 | $122,800 |
| 48050 | $541,287 | $122,800 |
| 48051 | $541,287 | $122,800 |
| 48062 | $541,287 | $122,800 |
| 48065 | $541,287 | $122,800 |
| 48066 | $541,287 | $122,800 |
| 48080 | $541,287 | $122,800 |
| 48081 | $541,287 | $122,800 |
| 48082 | $541,287 | $122,800 |
| 48088 | $541,287 | $122,800 |
| 48089 | $541,287 | $122,800 |
| 48091 | $541,287 | $122,800 |
| 48092 | $541,287 | $122,800 |
| 48093 | $541,287 | $122,800 |
| 48094 | $541,287 | $122,800 |
| 48095 | $541,287 | $122,800 |
| 48096 | $541,287 | $122,800 |
| 48224 | $541,287 | $122,800 |
| 48306 | $541,287 | $122,800 |
| 48310 | $541,287 | $122,800 |
| 48312 | $541,287 | $122,800 |
| 48313 | $541,287 | $122,800 |
| 48314 | $541,287 | $122,800 |
| 48315 | $541,287 | $122,800 |
| 48316 | $541,287 | $122,800 |
| 48317 | $541,287 | $122,800 |
| 48621 | $541,287 | $122,800 |
| 49048 | $541,287 | $122,800 |