FHA Loan Limits and USDA Eligibility in Berrien County, Michigan
2026 FHA one-unit limit in Berrien County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Michigan
Michigan one-unit limits: —
Loading FHA loan limits map…
Loading Michigan…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Michigan
Loading USDA map…
Loading Michigan…
EligibleIneligibleUSDA ineligible boundary
Berrien County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 49022 | $541,287 | $122,800 |
| 49038 | $541,287 | $122,800 |
| 49084 | $541,287 | $122,800 |
| 49085 | $541,287 | $122,800 |
| 49098 | $541,287 | $122,800 |
| 49101 | $541,287 | $122,800 |
| 49102 | $541,287 | $122,800 |
| 49103 | $541,287 | $122,800 |
| 49106 | $541,287 | $122,800 |
| 49107 | $541,287 | $122,800 |
| 49111 | $541,287 | $122,800 |
| 49113 | $541,287 | $122,800 |
| 49115 | $541,287 | $122,800 |
| 49116 | $541,287 | $122,800 |
| 49117 | $541,287 | $122,800 |
| 49119 | $541,287 | $122,800 |
| 49120 | $541,287 | $122,800 |
| 49125 | $541,287 | $122,800 |
| 49126 | $541,287 | $122,800 |
| 49127 | $541,287 | $122,800 |
| 49128 | $541,287 | $122,800 |
| 49129 | $541,287 | $122,800 |