FHA loan limits and USDA eligibility for ZIP 29405 — North Charleston, SC

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks unlikely here, so FHA is listed first.

See figures for this ZIP
Couple reviewing home loan options for their ZIP code

2026 FHA loan limits

Charleston County

1-unit

$690,000

2-unit

$883,300

3-unit

$1,067,750

4-unit

$1,326,950

View map

USDA property eligibility

Likely not eligible

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

View map

USDA income limits

Charleston County

1–4 person household income limit

$135,150

5–8 person household income limit

$178,400

View map

FAQ for ZIP 29405

Learn More