FHA loan limits and USDA eligibility for ZIP 27587 — Wake Forest, NC

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks unlikely here, so FHA is listed first.

See figures for this ZIP
Couple reviewing home loan options for their ZIP code

2026 FHA loan limits

Franklin County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Granville County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Wake County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

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USDA property eligibility

Likely not eligible

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

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USDA income limits

Wake County

1–4 person household income limit

$152,600

5–8 person household income limit

$201,450

  • Wake County (Primary): $152,600 / $201,450
  • Granville County: $122,800 / $162,100
  • Franklin County: $152,600 / $201,450

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FAQ for ZIP 27587

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