FHA Loan Limits and USDA Eligibility in Camden County, North Carolina

2026 FHA one-unit limit in Camden County is $757,850. Two-unit is $970,200, three-unit is $1,172,750, and four-unit is $1,457,450. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for North Carolina

North Carolina one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for North Carolina

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EligibleIneligibleUSDA ineligible boundary

Camden County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
27921$757,850$122,800
27973$757,850$122,800 to $123,850
27974$757,850$122,800
27976$757,850$122,800

FAQ for Camden County

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