FHA Loan Limits and USDA Eligibility in Dare County, North Carolina
2026 FHA one-unit limit in Dare County is $718,750. Two-unit is $920,150, three-unit is $1,112,250, and four-unit is $1,382,250. USDA 502 Guaranteed 1–4 person moderate income is $126,700. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for North Carolina
North Carolina one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for North Carolina
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EligibleIneligibleUSDA ineligible boundary
Dare County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 27915 | $718,750 | $126,700 |
| 27920 | $718,750 | $126,700 |
| 27936 | $718,750 | $126,700 |
| 27943 | $718,750 | $126,700 |
| 27948 | $718,750 | $126,700 |
| 27949 | $718,750 | $126,700 |
| 27953 | $718,750 | $126,700 |
| 27954 | $718,750 | $126,700 |
| 27959 | $718,750 | $126,700 |
| 27968 | $718,750 | $126,700 |
| 27972 | $718,750 | $126,700 |
| 27978 | $718,750 | $126,700 |
| 27981 | $718,750 | $126,700 |
| 27982 | $718,750 | $126,700 |