FHA Loan Limits and USDA Eligibility in Currituck County, North Carolina
2026 FHA one-unit limit in Currituck County is $757,850. Two-unit is $970,200, three-unit is $1,172,750, and four-unit is $1,457,450. USDA 502 Guaranteed 1–4 person moderate income is $123,850. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for North Carolina
North Carolina one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for North Carolina
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Currituck County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 27916 | $757,850 | $123,850 |
| 27917 | $757,850 | $123,850 |
| 27923 | $757,850 | $123,850 |
| 27927 | $757,850 | $123,850 |
| 27929 | $757,850 | $123,850 |
| 27939 | $757,850 | $123,850 |
| 27941 | $757,850 | $123,850 |
| 27947 | $757,850 | $123,850 |
| 27950 | $757,850 | $123,850 |
| 27956 | $757,850 | $123,850 |
| 27958 | $757,850 | $123,850 |
| 27964 | $757,850 | $123,850 |
| 27965 | $757,850 | $123,850 |
| 27966 | $757,850 | $123,850 |
| 27973 | $757,850 | $122,800 to $123,850 |