FHA Loan Limits and USDA Eligibility in Randolph County, North Carolina
2026 FHA one-unit limit in Randolph County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for North Carolina
North Carolina one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for North Carolina
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EligibleIneligibleUSDA ineligible boundary
Randolph County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 27203 | $541,287 | $122,800 |
| 27205 | $541,287 | $122,800 |
| 27230 | $541,287 | $122,800 |
| 27233 | $541,287 | $122,800 |
| 27239 | $541,287 | $122,800 |
| 27248 | $541,287 | $122,800 |
| 27263 | $541,287 | $122,800 |
| 27265 | $541,287 | $122,800 |
| 27298 | $541,287 | $122,800 to $146,200 |
| 27313 | $541,287 | $122,800 |
| 27316 | $541,287 | $122,800 |
| 27317 | $541,287 | $122,800 |
| 27341 | $541,287 | $122,800 to $124,900 |
| 27350 | $541,287 | $122,800 |
| 27355 | $541,287 | $122,800 to $146,200 |
| 27360 | $541,287 | $122,800 |
| 27370 | $541,287 | $122,800 |