FHA loan limits and USDA eligibility for ZIP 27313 — Pleasant Garden, NC

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks possible here if income is under the cap.

See figures for this ZIP
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USDA property eligibility

Likely eligible for $0 down

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

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USDA income limits

Guilford County

1–4 person household income limit

$122,800

5–8 person household income limit

$162,100

  • Guilford County (Primary): $122,800 / $162,100
  • Randolph County: $122,800 / $162,100

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2026 FHA loan limits

Guilford County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Randolph County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

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FAQ for ZIP 27313

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