FHA loan limits and USDA eligibility for ZIP 80645 — La Salle, CO

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks possible here if income is under the cap.

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USDA property eligibility

Likely eligible for $0 down

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

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USDA income limits

Weld County

1–4 person household income limit

$143,600

5–8 person household income limit

$189,600

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2026 FHA loan limits

Weld County

1-unit

$575,000

2-unit

$736,100

3-unit

$889,800

4-unit

$1,105,800

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Confirm loan options for this ZIP

Maps and ZIP lookups are a first look. A licensed lender can confirm the address, income, and the official cap.

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Loan options for 80645

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific address — then match you if you qualify.

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FAQ for ZIP 80645

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