FHA Loan Limits and USDA Eligibility in Arapahoe County, Colorado

2026 FHA one-unit limit in Arapahoe County is $862,500. Two-unit is $1,104,150, three-unit is $1,334,700, and four-unit is $1,658,700. USDA 502 Guaranteed 1–4 person moderate income is $153,550. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Colorado

Colorado one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Colorado

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EligibleIneligibleUSDA ineligible boundary

Arapahoe County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
80010$862,500$153,550
80011$862,500$153,550
80012$862,500$153,550
80013$862,500$153,550
80014$862,500$153,550
80015$862,500$153,550
80016$862,500$153,550
80017$862,500$153,550
80018$862,500$153,550
80041$862,500$153,550
80044$862,500$153,550
80102$862,500$153,550
80103$862,500$153,550
80105$862,500$153,550
80110$862,500$153,550
80111$862,500$153,550
80112$862,500$153,550
80113$862,500$153,550
80116$862,500$153,550
80120$862,500$153,550
80121$862,500$153,550
80122$862,500$153,550
80123$862,500$153,550
80128$862,500$153,550
80136$862,500$153,550
80137$862,500$153,550
80150$862,500$153,550
80151$862,500$153,550
80155$862,500$153,550
80160$862,500$153,550
80161$862,500$153,550
80165$862,500$153,550
80166$862,500$153,550
80220$862,500$153,550
80222$862,500$153,550
80224$862,500$153,550
80231$862,500$153,550
80236$862,500$153,550
80246$862,500$153,550
80247$862,500$153,550

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Arapahoe County address. Then they can match you if you qualify.

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