FHA Loan Limits and USDA Eligibility in El Paso County, Colorado

2026 FHA one-unit limit in El Paso County is $541,650. Two-unit is $693,400, three-unit is $838,150, and four-unit is $1,041,650. USDA 502 Guaranteed 1–4 person moderate income is $133,850. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Colorado

Colorado one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Colorado

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EligibleIneligibleUSDA ineligible boundary

El Paso County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
80106$541,650$133,850 to $153,550
80132$541,650$133,850
80133$541,650$133,850
80808$541,650$133,850 to $153,550
80809$541,650$133,850
80817$541,650$130,250 to $133,850
80819$541,650$130,250 to $133,850
80829$541,650$133,850
80831$541,650$133,850 to $153,550
80832$541,650$130,250 to $153,550
80833$541,650$130,250 to $153,550
80840$541,650$133,850
80841$541,650$133,850
80864$541,650$133,850
80901$541,650$133,850
80903$541,650$133,850
80904$541,650$133,850
80905$541,650$133,850
80906$541,650$133,850
80907$541,650$133,850
80908$541,650$133,850
80909$541,650$133,850
80910$541,650$133,850
80911$541,650$133,850
80912$541,650$133,850
80915$541,650$133,850
80916$541,650$133,850
80917$541,650$133,850
80918$541,650$133,850
80919$541,650$133,850
80920$541,650$133,850
80921$541,650$133,850
80922$541,650$133,850
80923$541,650$133,850
80924$541,650$133,850
80925$541,650$133,850
80926$541,650$130,250 to $133,850
80927$541,650$133,850
80928$541,650$133,850
80929$541,650$133,850
80930$541,650$133,850
80931$541,650$133,850
80936$541,650$133,850
80938$541,650$133,850
80939$541,650$133,850
80941$541,650$133,850
80951$541,650$133,850
81008$541,650$130,250 to $133,850

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific El Paso County address. Then they can match you if you qualify.

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