FHA loan limits and USDA eligibility for ZIP 79739 — Garden City, TX

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks possible here if income is under the cap.

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USDA property eligibility

Likely eligible for $0 down

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

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USDA income limits

Glasscock County

1–4 person household income limit

$139,850

5–8 person household income limit

$184,650

  • Glasscock County (Primary): $139,850 / $184,650
  • Reagan County: $122,800 / $162,100

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2026 FHA loan limits

Glasscock County

1-unit

$813,050

2-unit

$1,040,850

3-unit

$1,258,150

4-unit

$1,563,600

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Confirm loan options for this ZIP

Maps and ZIP lookups are a first look. A licensed lender can confirm the address, income, and the official cap.

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Loan options for 79739

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific address — then match you if you qualify.

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FAQ for ZIP 79739

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