FHA Loan Limits and USDA Eligibility in Dallas County, Texas

2026 FHA one-unit limit in Dallas County is $563,500. Two-unit is $721,400, three-unit is $872,000, and four-unit is $1,083,650. USDA 502 Guaranteed 1–4 person moderate income is $139,300. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Texas

Texas one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Texas

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EligibleIneligibleUSDA ineligible boundary

Dallas County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
75001$563,500$139,300
75006$563,500$139,300
75007$563,500$139,300
75019$563,500$139,300
75020$563,500$122,800
75038$563,500$139,300
75039$563,500$139,300
75040$563,500$139,300
75041$563,500$139,300
75042$563,500$139,300
75043$563,500$139,300
75044$563,500$139,300
75048$563,500$139,300
75050$563,500$126,850 to $139,300
75051$563,500$126,850 to $139,300
75052$563,500$126,850 to $139,300
75054$563,500$126,850 to $139,300
75060$563,500$139,300
75061$563,500$139,300
75062$563,500$139,300
75063$563,500$139,300
75067$563,500$139,300
75077$563,500$139,300
75080$563,500$139,300
75081$563,500$139,300
75082$563,500$139,300
75088$563,500$139,300
75089$563,500$139,300
75098$563,500$139,300
75104$563,500$139,300
75115$563,500$139,300
75116$563,500$139,300
75134$563,500$139,300
75137$563,500$139,300
75141$563,500$139,300
75146$563,500$139,300
75149$563,500$139,300
75150$563,500$139,300
75154$563,500$139,300
75159$563,500$139,300
75172$563,500$139,300
75180$563,500$139,300
75181$563,500$139,300
75182$563,500$139,300
75201$563,500$139,300
75202$563,500$139,300
75203$563,500$139,300
75204$563,500$139,300
75205$563,500$139,300
75206$563,500$139,300
75207$563,500$139,300
75208$563,500$139,300
75209$563,500$139,300
75210$563,500$139,300
75211$563,500$139,300
75212$563,500$139,300
75214$563,500$139,300
75215$563,500$139,300
75216$563,500$139,300
75217$563,500$139,300
75218$563,500$139,300
75219$563,500$139,300
75220$563,500$139,300
75223$563,500$139,300
75224$563,500$139,300
75225$563,500$139,300
75226$563,500$139,300
75227$563,500$139,300
75228$563,500$139,300
75229$563,500$139,300
75230$563,500$139,300
75231$563,500$139,300
75232$563,500$139,300
75233$563,500$139,300
75234$563,500$139,300
75235$563,500$139,300
75236$563,500$139,300
75237$563,500$139,300
75238$563,500$139,300
75240$563,500$139,300
75241$563,500$139,300
75243$563,500$139,300
75244$563,500$139,300
75246$563,500$139,300
75247$563,500$139,300
75248$563,500$139,300
75249$563,500$139,300
75251$563,500$139,300
75253$563,500$139,300
75254$563,500$139,300
75261$563,500$126,850
76040$563,500$126,850
76205$563,500$139,300
76207$563,500$139,300

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