FHA Loan Limits and USDA Eligibility in Tarrant County, Texas

2026 FHA one-unit limit in Tarrant County is $563,500. Two-unit is $721,400, three-unit is $872,000, and four-unit is $1,083,650. USDA 502 Guaranteed 1–4 person moderate income is $126,850. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Texas

Texas one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Texas

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EligibleIneligibleUSDA ineligible boundary

Tarrant County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
75050$563,500$126,850 to $139,300
75051$563,500$126,850 to $139,300
75052$563,500$126,850 to $139,300
75054$563,500$126,850 to $139,300
76001$563,500$126,850
76002$563,500$126,850
76005$563,500$126,850
76006$563,500$126,850
76008$563,500$126,850
76010$563,500$126,850
76011$563,500$126,850
76012$563,500$126,850
76013$563,500$126,850
76014$563,500$126,850
76015$563,500$126,850
76016$563,500$126,850
76017$563,500$126,850
76018$563,500$126,850
76020$563,500$126,850 to $129,150
76021$563,500$126,850
76022$563,500$126,850
76028$563,500$126,850
76034$563,500$126,850
76036$563,500$126,850
76039$563,500$126,850
76040$563,500$126,850
76051$563,500$126,850 to $139,300
76052$563,500$126,850 to $139,300
76053$563,500$126,850
76054$563,500$126,850
76060$563,500$126,850
76063$563,500$126,850 to $139,300
76071$563,500$126,850 to $129,150
76092$563,500$126,850 to $139,300
76102$563,500$126,850
76103$563,500$126,850
76104$563,500$126,850
76105$563,500$126,850
76106$563,500$126,850
76107$563,500$126,850
76108$563,500$126,850
76109$563,500$126,850
76110$563,500$126,850
76111$563,500$126,850
76112$563,500$126,850
76114$563,500$126,850
76115$563,500$126,850
76116$563,500$126,850
76117$563,500$126,850
76118$563,500$126,850
76119$563,500$126,850
76120$563,500$126,850
76123$563,500$126,850
76126$563,500$126,850
76127$563,500$126,850
76131$563,500$126,850
76132$563,500$126,850
76133$563,500$126,850
76134$563,500$126,850
76135$563,500$126,850
76137$563,500$126,850
76140$563,500$126,850
76148$563,500$126,850
76155$563,500$126,850
76164$563,500$126,850
76177$563,500$126,850 to $139,300
76179$563,500$126,850
76180$563,500$126,850
76182$563,500$126,850
76244$563,500$126,850
76248$563,500$126,850
76262$563,500$126,850 to $139,300

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Tarrant County address. Then they can match you if you qualify.

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