FHA Loan Limits and USDA Eligibility in Travis County, Texas

2026 FHA one-unit limit in Travis County is $571,550. Two-unit is $731,700, three-unit is $884,450, and four-unit is $1,099,150. USDA 502 Guaranteed 1–4 person moderate income is $153,550. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Texas

Texas one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Texas

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EligibleIneligibleUSDA ineligible boundary

Travis County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
73301$571,550$153,550
78610$571,550$153,550
78613$571,550$153,550
78615$571,550$153,550
78617$571,550$153,550
78620$571,550$122,800 to $153,550
78621$571,550$122,800 to $153,550
78634$571,550$153,550
78641$571,550$153,550
78645$571,550$153,550
78651$571,550$153,550
78652$571,550$153,550
78653$571,550$153,550
78654$571,550$122,800 to $153,550
78660$571,550$153,550
78664$571,550$153,550
78669$571,550$122,800 to $153,550
78691$571,550$153,550
78701$571,550$153,550
78702$571,550$153,550
78703$571,550$153,550
78704$571,550$153,550
78705$571,550$153,550
78710$571,550$153,550
78711$571,550$153,550
78712$571,550$153,550
78716$571,550$153,550
78717$571,550$153,550
78719$571,550$153,550
78720$571,550$153,550
78721$571,550$153,550
78722$571,550$153,550
78723$571,550$153,550
78724$571,550$153,550
78725$571,550$153,550
78726$571,550$153,550
78727$571,550$153,550
78728$571,550$153,550
78729$571,550$153,550
78730$571,550$153,550
78731$571,550$153,550
78732$571,550$153,550
78733$571,550$153,550
78734$571,550$153,550
78735$571,550$153,550
78736$571,550$153,550
78737$571,550$153,550
78738$571,550$153,550
78739$571,550$153,550
78741$571,550$153,550
78742$571,550$153,550
78744$571,550$153,550
78745$571,550$153,550
78746$571,550$153,550
78747$571,550$153,550
78748$571,550$153,550
78749$571,550$153,550
78750$571,550$153,550
78751$571,550$153,550
78752$571,550$153,550
78753$571,550$153,550
78754$571,550$153,550
78755$571,550$153,550
78756$571,550$153,550
78757$571,550$153,550
78758$571,550$153,550
78759$571,550$153,550
78760$571,550$153,550
78761$571,550$153,550
78762$571,550$153,550
78763$571,550$153,550
78764$571,550$153,550
78765$571,550$153,550
78766$571,550$153,550
78767$571,550$153,550
78768$571,550$153,550
78772$571,550$153,550
78774$571,550$153,550
78778$571,550$153,550
78779$571,550$153,550
78783$571,550$153,550
79738$571,550$124,200

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Travis County address. Then they can match you if you qualify.

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