FHA loan limits and USDA eligibility for ZIP 41092 — Verona, KY

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks possible here if income is under the cap.

See figures for this ZIP
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USDA property eligibility

Likely eligible for $0 down

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

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USDA income limits

Boone County

1–4 person household income limit

$128,600

5–8 person household income limit

$169,800

  • Boone County (Primary): $128,600 / $169,800
  • Gallatin County: $128,600 / $169,800
  • Grant County: $122,800 / $162,100

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2026 FHA loan limits

Boone County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Gallatin County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Grant County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

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FAQ for ZIP 41092

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