FHA Loan Limits and USDA Eligibility in Pike County, Kentucky
2026 FHA one-unit limit in Pike County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Kentucky
Kentucky one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Kentucky
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EligibleIneligibleUSDA ineligible boundary
Pike County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 41501 | $541,287 | $122,800 |
| 41503 | $541,287 | $122,800 |
| 41512 | $541,287 | $122,800 |
| 41513 | $541,287 | $122,800 |
| 41514 | $541,287 | $122,800 |
| 41519 | $541,287 | $122,800 |
| 41522 | $541,287 | $122,800 |
| 41524 | $541,287 | $122,800 |
| 41526 | $541,287 | $122,800 |
| 41527 | $541,287 | $122,800 |
| 41528 | $541,287 | $122,800 |
| 41531 | $541,287 | $122,800 |
| 41534 | $541,287 | $122,800 |
| 41535 | $541,287 | $122,800 |
| 41537 | $541,287 | $122,800 |
| 41538 | $541,287 | $122,800 |
| 41539 | $541,287 | $122,800 |
| 41540 | $541,287 | $122,800 |
| 41543 | $541,287 | $122,800 |
| 41544 | $541,287 | $122,800 |
| 41547 | $541,287 | $122,800 |
| 41548 | $541,287 | $122,800 |
| 41553 | $541,287 | $122,800 |
| 41554 | $541,287 | $122,800 |
| 41555 | $541,287 | $122,800 |
| 41557 | $541,287 | $122,800 |
| 41558 | $541,287 | $122,800 |
| 41559 | $541,287 | $122,800 |
| 41560 | $541,287 | $122,800 |
| 41562 | $541,287 | $122,800 |
| 41563 | $541,287 | $122,800 |
| 41564 | $541,287 | $122,800 |
| 41566 | $541,287 | $122,800 |
| 41567 | $541,287 | $122,800 |
| 41568 | $541,287 | $122,800 |
| 41571 | $541,287 | $122,800 |
| 41572 | $541,287 | $122,800 |
| 41605 | $541,287 | $122,800 |