FHA Loan Limits and USDA Eligibility in Pike County, Kentucky

2026 FHA one-unit limit in Pike County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Kentucky

Kentucky one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Kentucky

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EligibleIneligibleUSDA ineligible boundary

Pike County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
41501$541,287$122,800
41503$541,287$122,800
41512$541,287$122,800
41513$541,287$122,800
41514$541,287$122,800
41519$541,287$122,800
41522$541,287$122,800
41524$541,287$122,800
41526$541,287$122,800
41527$541,287$122,800
41528$541,287$122,800
41531$541,287$122,800
41534$541,287$122,800
41535$541,287$122,800
41537$541,287$122,800
41538$541,287$122,800
41539$541,287$122,800
41540$541,287$122,800
41543$541,287$122,800
41544$541,287$122,800
41547$541,287$122,800
41548$541,287$122,800
41553$541,287$122,800
41554$541,287$122,800
41555$541,287$122,800
41557$541,287$122,800
41558$541,287$122,800
41559$541,287$122,800
41560$541,287$122,800
41562$541,287$122,800
41563$541,287$122,800
41564$541,287$122,800
41566$541,287$122,800
41567$541,287$122,800
41568$541,287$122,800
41571$541,287$122,800
41572$541,287$122,800
41605$541,287$122,800

FAQ for Pike County

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