FHA loan limits and USDA eligibility for ZIP 40177 — West Point, KY

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks unlikely here, so FHA is listed first.

See figures for this ZIP
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2026 FHA loan limits

Bullitt County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Hardin County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

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USDA property eligibility

Likely not eligible

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

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USDA income limits

Bullitt County

1–4 person household income limit

$122,800

5–8 person household income limit

$162,100

  • Bullitt County (Primary): $122,800 / $162,100
  • Hardin County: $122,800 / $162,100
  • Jefferson County: $122,800 / $162,100

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FAQ for ZIP 40177

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