USDA Eligibility in New York

The map below opens on New York. Check any ZIP for property eligibility and household income limits. Both must pass for $0 down USDA financing.

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Couple reviewing USDA loan eligibility in New York

Property eligibility

About 64% of New York ZIPs likely eligible

Income limits (1–4 person)

$122,800–$195,050

$0 down payment

If you meet all six criteria

New York Property Eligibility & Income Limits

The map starts on New York. Enter a property ZIP or click an area to check eligibility. Toggle Property Eligibility and Income Limits. Both need to pass for the same address.

Eligibility is based on the home's location, not where you currently live. Full eligibility guide

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How USDA Eligibility Works in New York

Location and income are the two checks that vary by place. The other four requirements are the same nationwide. A lender confirms all six at no cost.

Full eligibility guide with all six criteria →

USDA Eligibility FAQ in New York

USDA Eligibility by State