Your first home starts with knowing your number
No jargon. No pressure. Just a clear picture of what you can afford — and a licensed broker ready when you are.
Find out what I can afford- No credit impact
- NMLS-licensed lenders
- Free, no obligation
Your home-buying journey
Step 1 — Find Your Budget
How much home can you afford?
Enter your gross monthly income and debts. We'll estimate the home price a lender would likely approve.
Your numbers
Estimates principal and interest only; property taxes and insurance are not included.
31% front-end · 43% back-end
Auto, student loans, credit cards, etc.
Enter your gross monthly income to see what a lender may approve.
Step 2 — Payment Calculator
Already have a home in mind?
Know the purchase price? Use the payment calculator to see exactly what your monthly payment would be.
Step 3 — Get Officially Qualified
Get officially qualified
A licensed broker can show you what you officially qualify for — in minutes, no credit impact.
NMLS-licensed lendersSecure & confidentialNo credit checkMost approvals in 24 hours
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First time buyer guides
Understand the process before you commit to anything.
Checklist
First-Time Homebuyer: 30-Day Pre-Approval Checklist
Read guide →Guide
5 Smart Money Moves Before Buying a Home
Read guide →Process
Home Buying Process
Read guide →Loan Types
Mortgage Comparison Tool
Read guide →Costs
Mortgage Closing Costs Explained
Read guide →Credit
The 90-Day Credit Boost
Read guide →Down Payment
Mortgage Down Payment Strategies
Read guide →DTI
Debt-to-Income Ratio Guide
Read guide →Roadmap
One-Year Guide to Saving For and Buying a Home
Read guide →Frequently Asked Questions
Ready to take the next step toward your first home?
Talk with a licensed broker about your situation. Get a personalized quote—no credit impact, most approvals in 24 hours.
Connect with a brokerNMLS-licensed lenders Fast approval—most in 24 hours No obligation • No credit impact
Powered by Mortgage Research Center, NMLS #1907 — Trusted since 2002
