What Is the FHA Loan Limit in New Kent County?

The 2026 FHA one-unit cap in New Kent County is $707,250. Two-unit is $905,400, three-unit is $1,094,450, and four-unit is $1,360,100. Limits are set by county. The property address picks the county when a ZIP lists more than one.

Are USDA Loans Available in New Kent County?

USDA property eligibility is the street address, not the county. New Kent County is not scored as eligible or ineligible as a whole. Enter a ZIP on the property eligibility map, then confirm a specific address with a lender.

What Is the USDA Income Limit in New Kent County?

USDA 502 Guaranteed 1–4 person moderate income in New Kent County is $130,550. The 5–8 person figure is $172,350. Enter a ZIP to confirm the figure for a specific area.

Does a County Decide USDA Property Eligibility?

No. USDA scores the property address. This page lists FHA 1–4 unit caps and USDA 502 Guaranteed moderate income figures that appear in New Kent County. Income can split a county. Neither figure marks the county as USDA eligible or ineligible.

FHA Loan Limits and USDA Eligibility in New Kent County, Virginia

2026 FHA one-unit limit in New Kent County is $707,250. Two-unit is $905,400, three-unit is $1,094,450, and four-unit is $1,360,100. USDA 502 Guaranteed 1–4 person moderate income is $130,550. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Virginia

Virginia one-unit limits: —

Loading FHA loan limits map…

Loading Virginia…

Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Virginia

Loading USDA map…

Loading Virginia…

EligibleIneligibleUSDA ineligible boundary

New Kent County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIP	FHA one-unit loan limit	USDA 1–4 person moderate income
23011	$707,250	$130,550
23089	$707,250	$123,850 to $130,550
23124	$707,250	$130,550
23140	$707,250	$130,550
23141	$707,250	$130,550
23181	$707,250	$130,550

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific New Kent County address. Only a lender can confirm official program requirements.

Get your answer

Loan Options in New Kent County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific New Kent County address. Then they can match you if you qualify.

Connect with a lender

Homebuyers reviewing loan options with a mortgage professional

NMLS-licensed lenders Fast Lender Matching No initial credit impact

FAQ for New Kent County

Learn More

Virginia FHA limits and USDA eligibility FHA loan limits map USDA property eligibility map USDA income limits map FHA loan program USDA loan program