FHA Loan Limits and USDA Eligibility in Tioga County, New York
2026 FHA one-unit limit in Tioga County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
Loading FHA loan limits map…
Loading New York…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
Loading USDA map…
Loading New York…
EligibleIneligibleUSDA ineligible boundary
Tioga County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 13732 | $541,287 | $122,800 |
| 13734 | $541,287 | $122,800 |
| 13736 | $541,287 | $122,800 to $138,350 |
| 13743 | $541,287 | $122,800 |
| 13760 | $541,287 | $122,800 |
| 13780 | $541,287 | $122,800 |
| 13811 | $541,287 | $122,800 |
| 13812 | $541,287 | $122,800 |
| 13827 | $541,287 | $122,800 |
| 13840 | $541,287 | $122,800 |
| 13845 | $541,287 | $122,800 |
| 13864 | $541,287 | $122,800 to $138,350 |
| 14859 | $541,287 | $122,800 |
| 14883 | $541,287 | $122,800 to $138,350 |
| 14892 | $541,287 | $122,800 |