FHA Loan Limits and USDA Eligibility in Suffolk County, New York

2026 FHA one-unit limit in Suffolk County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $184,150. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for New York

New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for New York

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EligibleIneligibleUSDA ineligible boundary

Suffolk County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
06390$1,249,125$184,150
11701$1,249,125$184,150
11702$1,249,125$184,150
11703$1,249,125$184,150
11704$1,249,125$184,150
11705$1,249,125$184,150
11706$1,249,125$184,150
11713$1,249,125$184,150
11715$1,249,125$184,150
11716$1,249,125$184,150
11717$1,249,125$184,150
11718$1,249,125$184,150
11719$1,249,125$184,150
11720$1,249,125$184,150
11721$1,249,125$184,150
11722$1,249,125$184,150
11724$1,249,125$184,150
11725$1,249,125$184,150
11726$1,249,125$184,150
11727$1,249,125$184,150
11729$1,249,125$184,150
11730$1,249,125$184,150
11731$1,249,125$184,150
11733$1,249,125$184,150
11735$1,249,125$184,150
11738$1,249,125$184,150
11739$1,249,125$184,150
11740$1,249,125$184,150
11741$1,249,125$184,150
11742$1,249,125$184,150
11743$1,249,125$184,150
11746$1,249,125$184,150
11747$1,249,125$184,150
11749$1,249,125$184,150
11751$1,249,125$184,150
11752$1,249,125$184,150
11754$1,249,125$184,150
11755$1,249,125$184,150
11757$1,249,125$184,150
11763$1,249,125$184,150
11764$1,249,125$184,150
11766$1,249,125$184,150
11767$1,249,125$184,150
11768$1,249,125$184,150
11769$1,249,125$184,150
11770$1,249,125$184,150
11772$1,249,125$184,150
11776$1,249,125$184,150
11777$1,249,125$184,150
11778$1,249,125$184,150
11779$1,249,125$184,150
11780$1,249,125$184,150
11782$1,249,125$184,150
11784$1,249,125$184,150
11786$1,249,125$184,150
11787$1,249,125$184,150
11788$1,249,125$184,150
11789$1,249,125$184,150
11790$1,249,125$184,150
11792$1,249,125$184,150
11794$1,249,125$184,150
11795$1,249,125$184,150
11796$1,249,125$184,150
11798$1,249,125$184,150
11901$1,249,125$184,150
11930$1,249,125$184,150
11931$1,249,125$184,150
11932$1,249,125$184,150
11933$1,249,125$184,150
11934$1,249,125$184,150
11935$1,249,125$184,150
11937$1,249,125$184,150
11939$1,249,125$184,150
11940$1,249,125$184,150
11941$1,249,125$184,150
11942$1,249,125$184,150
11944$1,249,125$184,150
11946$1,249,125$184,150
11947$1,249,125$184,150
11948$1,249,125$184,150
11949$1,249,125$184,150
11950$1,249,125$184,150
11951$1,249,125$184,150
11952$1,249,125$184,150
11953$1,249,125$184,150
11954$1,249,125$184,150
11955$1,249,125$184,150
11956$1,249,125$184,150
11957$1,249,125$184,150
11958$1,249,125$184,150
11959$1,249,125$184,150
11960$1,249,125$184,150
11961$1,249,125$184,150
11962$1,249,125$184,150
11963$1,249,125$184,150
11964$1,249,125$184,150
11965$1,249,125$184,150
11967$1,249,125$184,150
11968$1,249,125$184,150
11970$1,249,125$184,150
11971$1,249,125$184,150
11972$1,249,125$184,150
11973$1,249,125$184,150
11975$1,249,125$184,150
11976$1,249,125$184,150
11977$1,249,125$184,150
11978$1,249,125$184,150
11980$1,249,125$184,150

FAQ for Suffolk County

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New York FHA limits and USDA eligibilityFHA loan limits mapUSDA property eligibility mapUSDA income limits mapFHA loan programUSDA loan program