FHA Loan Limits and USDA Eligibility in Steuben County, New York
2026 FHA one-unit limit in Steuben County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
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EligibleIneligibleUSDA ineligible boundary
Steuben County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 14437 | $541,287 | $122,800 to $123,050 |
| 14512 | $541,287 | $122,800 to $123,050 |
| 14529 | $541,287 | $122,800 |
| 14572 | $541,287 | $122,800 to $123,050 |
| 14801 | $541,287 | $122,800 |
| 14807 | $541,287 | $122,800 |
| 14808 | $541,287 | $122,800 |
| 14809 | $541,287 | $122,800 |
| 14810 | $541,287 | $122,800 |
| 14812 | $541,287 | $122,800 |
| 14815 | $541,287 | $122,800 |
| 14819 | $541,287 | $122,800 |
| 14820 | $541,287 | $122,800 |
| 14821 | $541,287 | $122,800 |
| 14823 | $541,287 | $122,800 |
| 14826 | $541,287 | $122,800 |
| 14827 | $541,287 | $122,800 |
| 14830 | $541,287 | $122,800 |
| 14839 | $541,287 | $122,800 |
| 14840 | $541,287 | $122,800 |
| 14843 | $541,287 | $122,800 |
| 14855 | $541,287 | $122,800 |
| 14856 | $541,287 | $122,800 |
| 14858 | $541,287 | $122,800 |
| 14870 | $541,287 | $122,800 |
| 14871 | $541,287 | $122,800 |
| 14873 | $541,287 | $122,800 |
| 14874 | $541,287 | $122,800 |
| 14877 | $541,287 | $122,800 |
| 14879 | $541,287 | $122,800 |
| 14885 | $541,287 | $122,800 |
| 14898 | $541,287 | $122,800 |