FHA Loan Limits and USDA Eligibility in Rockland County, New York

2026 FHA one-unit limit in Rockland County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $195,050. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for New York

New York one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for New York

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EligibleIneligibleUSDA ineligible boundary

Rockland County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
10901$1,249,125$195,050
10911$1,249,125$195,050
10913$1,249,125$195,050
10920$1,249,125$195,050
10923$1,249,125$195,050
10927$1,249,125$195,050
10931$1,249,125$195,050
10952$1,249,125$195,050
10954$1,249,125$195,050
10956$1,249,125$195,050
10960$1,249,125$195,050
10962$1,249,125$195,050
10964$1,249,125$195,050
10965$1,249,125$195,050
10968$1,249,125$195,050
10970$1,249,125$195,050
10974$1,249,125$144,750 to $195,050
10976$1,249,125$195,050
10977$1,249,125$195,050
10980$1,249,125$195,050
10983$1,249,125$195,050
10984$1,249,125$195,050
10986$1,249,125$195,050
10989$1,249,125$195,050
10993$1,249,125$195,050
10994$1,249,125$195,050

FAQ for Rockland County

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