FHA Loan Limits and USDA Eligibility in Queens County, New York
2026 FHA one-unit limit in Queens County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $195,050. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
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EligibleIneligibleUSDA ineligible boundary
Queens County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 11001 | $1,249,125 | $184,150 to $195,050 |
| 11004 | $1,249,125 | $195,050 |
| 11005 | $1,249,125 | $195,050 |
| 11040 | $1,249,125 | $184,150 to $195,050 |
| 11101 | $1,249,125 | $195,050 |
| 11102 | $1,249,125 | $195,050 |
| 11103 | $1,249,125 | $195,050 |
| 11104 | $1,249,125 | $195,050 |
| 11105 | $1,249,125 | $195,050 |
| 11106 | $1,249,125 | $195,050 |
| 11109 | $1,249,125 | $195,050 |
| 11233 | $1,249,125 | $195,050 |
| 11354 | $1,249,125 | $195,050 |
| 11355 | $1,249,125 | $195,050 |
| 11356 | $1,249,125 | $195,050 |
| 11357 | $1,249,125 | $195,050 |
| 11358 | $1,249,125 | $195,050 |
| 11360 | $1,249,125 | $195,050 |
| 11361 | $1,249,125 | $195,050 |
| 11362 | $1,249,125 | $195,050 |
| 11363 | $1,249,125 | $195,050 |
| 11364 | $1,249,125 | $195,050 |
| 11365 | $1,249,125 | $195,050 |
| 11366 | $1,249,125 | $195,050 |
| 11367 | $1,249,125 | $195,050 |
| 11368 | $1,249,125 | $195,050 |
| 11369 | $1,249,125 | $195,050 |
| 11370 | $1,249,125 | $195,050 |
| 11371 | $1,249,125 | $195,050 |
| 11372 | $1,249,125 | $195,050 |
| 11373 | $1,249,125 | $195,050 |
| 11374 | $1,249,125 | $195,050 |
| 11375 | $1,249,125 | $195,050 |
| 11377 | $1,249,125 | $195,050 |
| 11378 | $1,249,125 | $195,050 |
| 11379 | $1,249,125 | $195,050 |
| 11385 | $1,249,125 | $195,050 |
| 11411 | $1,249,125 | $195,050 |
| 11412 | $1,249,125 | $195,050 |
| 11413 | $1,249,125 | $195,050 |
| 11414 | $1,249,125 | $195,050 |
| 11415 | $1,249,125 | $195,050 |
| 11416 | $1,249,125 | $195,050 |
| 11417 | $1,249,125 | $195,050 |
| 11418 | $1,249,125 | $195,050 |
| 11419 | $1,249,125 | $195,050 |
| 11420 | $1,249,125 | $195,050 |
| 11421 | $1,249,125 | $195,050 |
| 11422 | $1,249,125 | $195,050 |
| 11423 | $1,249,125 | $195,050 |
| 11424 | $1,249,125 | $195,050 |
| 11426 | $1,249,125 | $195,050 |
| 11427 | $1,249,125 | $195,050 |
| 11428 | $1,249,125 | $195,050 |
| 11429 | $1,249,125 | $195,050 |
| 11430 | $1,249,125 | $195,050 |
| 11432 | $1,249,125 | $195,050 |
| 11433 | $1,249,125 | $195,050 |
| 11434 | $1,249,125 | $195,050 |
| 11435 | $1,249,125 | $195,050 |
| 11436 | $1,249,125 | $195,050 |
| 11439 | $1,249,125 | $195,050 |
| 11451 | $1,249,125 | $195,050 |
| 11691 | $1,249,125 | $195,050 |
| 11692 | $1,249,125 | $195,050 |
| 11693 | $1,249,125 | $195,050 |
| 11694 | $1,249,125 | $195,050 |
| 11697 | $1,249,125 | $195,050 |
| 13863 | $1,249,125 | $122,800 |