FHA Loan Limits and USDA Eligibility in Nassau County, New York
2026 FHA one-unit limit in Nassau County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $184,150. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
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EligibleIneligibleUSDA ineligible boundary
Nassau County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 11001 | $1,249,125 | $184,150 to $195,050 |
| 11003 | $1,249,125 | $184,150 |
| 11010 | $1,249,125 | $184,150 |
| 11020 | $1,249,125 | $184,150 |
| 11021 | $1,249,125 | $184,150 |
| 11023 | $1,249,125 | $184,150 |
| 11024 | $1,249,125 | $184,150 |
| 11030 | $1,249,125 | $184,150 |
| 11040 | $1,249,125 | $184,150 to $195,050 |
| 11042 | $1,249,125 | $184,150 |
| 11050 | $1,249,125 | $184,150 |
| 11096 | $1,249,125 | $184,150 |
| 11501 | $1,249,125 | $184,150 |
| 11507 | $1,249,125 | $184,150 |
| 11509 | $1,249,125 | $184,150 |
| 11510 | $1,249,125 | $184,150 |
| 11514 | $1,249,125 | $184,150 |
| 11516 | $1,249,125 | $184,150 |
| 11518 | $1,249,125 | $184,150 |
| 11520 | $1,249,125 | $184,150 |
| 11530 | $1,249,125 | $184,150 |
| 11542 | $1,249,125 | $184,150 |
| 11545 | $1,249,125 | $184,150 |
| 11547 | $1,249,125 | $184,150 |
| 11548 | $1,249,125 | $184,150 |
| 11550 | $1,249,125 | $184,150 |
| 11552 | $1,249,125 | $184,150 |
| 11553 | $1,249,125 | $184,150 |
| 11554 | $1,249,125 | $184,150 |
| 11556 | $1,249,125 | $184,150 |
| 11557 | $1,249,125 | $184,150 |
| 11558 | $1,249,125 | $184,150 |
| 11559 | $1,249,125 | $184,150 |
| 11560 | $1,249,125 | $184,150 |
| 11561 | $1,249,125 | $184,150 |
| 11563 | $1,249,125 | $184,150 |
| 11565 | $1,249,125 | $184,150 |
| 11566 | $1,249,125 | $184,150 |
| 11568 | $1,249,125 | $184,150 |
| 11569 | $1,249,125 | $184,150 |
| 11570 | $1,249,125 | $184,150 |
| 11572 | $1,249,125 | $184,150 |
| 11575 | $1,249,125 | $184,150 |
| 11576 | $1,249,125 | $184,150 |
| 11577 | $1,249,125 | $184,150 |
| 11579 | $1,249,125 | $184,150 |
| 11580 | $1,249,125 | $184,150 |
| 11581 | $1,249,125 | $184,150 |
| 11590 | $1,249,125 | $184,150 |
| 11596 | $1,249,125 | $184,150 |
| 11598 | $1,249,125 | $184,150 |
| 11709 | $1,249,125 | $184,150 |
| 11710 | $1,249,125 | $184,150 |
| 11714 | $1,249,125 | $184,150 |
| 11732 | $1,249,125 | $184,150 |
| 11735 | $1,249,125 | $184,150 |
| 11753 | $1,249,125 | $184,150 |
| 11756 | $1,249,125 | $184,150 |
| 11758 | $1,249,125 | $184,150 |
| 11762 | $1,249,125 | $184,150 |
| 11765 | $1,249,125 | $184,150 |
| 11771 | $1,249,125 | $184,150 |
| 11783 | $1,249,125 | $184,150 |
| 11791 | $1,249,125 | $184,150 |
| 11793 | $1,249,125 | $184,150 |
| 11797 | $1,249,125 | $184,150 |
| 11801 | $1,249,125 | $184,150 |
| 11803 | $1,249,125 | $184,150 |
| 11804 | $1,249,125 | $184,150 |