FHA Loan Limits and USDA Eligibility in Kings County, New York
2026 FHA one-unit limit in Kings County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $195,050. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
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EligibleIneligibleUSDA ineligible boundary
Kings County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 11201 | $1,249,125 | $195,050 |
| 11203 | $1,249,125 | $195,050 |
| 11204 | $1,249,125 | $195,050 |
| 11205 | $1,249,125 | $195,050 |
| 11206 | $1,249,125 | $195,050 |
| 11207 | $1,249,125 | $195,050 |
| 11208 | $1,249,125 | $195,050 |
| 11209 | $1,249,125 | $195,050 |
| 11210 | $1,249,125 | $195,050 |
| 11211 | $1,249,125 | $195,050 |
| 11212 | $1,249,125 | $195,050 |
| 11213 | $1,249,125 | $195,050 |
| 11214 | $1,249,125 | $195,050 |
| 11215 | $1,249,125 | $195,050 |
| 11216 | $1,249,125 | $195,050 |
| 11217 | $1,249,125 | $195,050 |
| 11218 | $1,249,125 | $195,050 |
| 11219 | $1,249,125 | $195,050 |
| 11220 | $1,249,125 | $195,050 |
| 11221 | $1,249,125 | $195,050 |
| 11222 | $1,249,125 | $195,050 |
| 11223 | $1,249,125 | $195,050 |
| 11224 | $1,249,125 | $195,050 |
| 11225 | $1,249,125 | $195,050 |
| 11226 | $1,249,125 | $195,050 |
| 11228 | $1,249,125 | $195,050 |
| 11229 | $1,249,125 | $195,050 |
| 11230 | $1,249,125 | $195,050 |
| 11231 | $1,249,125 | $195,050 |
| 11232 | $1,249,125 | $195,050 |
| 11233 | $1,249,125 | $195,050 |
| 11234 | $1,249,125 | $195,050 |
| 11235 | $1,249,125 | $195,050 |
| 11236 | $1,249,125 | $195,050 |
| 11237 | $1,249,125 | $195,050 |
| 11238 | $1,249,125 | $195,050 |
| 11239 | $1,249,125 | $195,050 |
| 11249 | $1,249,125 | $195,050 |
| 11416 | $1,249,125 | $195,050 |