FHA Loan Limits and USDA Eligibility in Kings County, New York

2026 FHA one-unit limit in Kings County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $195,050. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for New York

New York one-unit limits:
Loading FHA loan limits map…
Loading New York…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for New York

Loading USDA map…
Loading New York…
EligibleIneligibleUSDA ineligible boundary

Kings County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
11201$1,249,125$195,050
11203$1,249,125$195,050
11204$1,249,125$195,050
11205$1,249,125$195,050
11206$1,249,125$195,050
11207$1,249,125$195,050
11208$1,249,125$195,050
11209$1,249,125$195,050
11210$1,249,125$195,050
11211$1,249,125$195,050
11212$1,249,125$195,050
11213$1,249,125$195,050
11214$1,249,125$195,050
11215$1,249,125$195,050
11216$1,249,125$195,050
11217$1,249,125$195,050
11218$1,249,125$195,050
11219$1,249,125$195,050
11220$1,249,125$195,050
11221$1,249,125$195,050
11222$1,249,125$195,050
11223$1,249,125$195,050
11224$1,249,125$195,050
11225$1,249,125$195,050
11226$1,249,125$195,050
11228$1,249,125$195,050
11229$1,249,125$195,050
11230$1,249,125$195,050
11231$1,249,125$195,050
11232$1,249,125$195,050
11233$1,249,125$195,050
11234$1,249,125$195,050
11235$1,249,125$195,050
11236$1,249,125$195,050
11237$1,249,125$195,050
11238$1,249,125$195,050
11239$1,249,125$195,050
11249$1,249,125$195,050
11416$1,249,125$195,050

FAQ for Kings County

Learn More