FHA Loan Limits and USDA Eligibility in Clinton County, New York
2026 FHA one-unit limit in Clinton County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
Loading FHA loan limits map…
Loading New York…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
Loading USDA map…
Loading New York…
EligibleIneligibleUSDA ineligible boundary
Clinton County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 12901 | $541,287 | $122,800 |
| 12903 | $541,287 | $122,800 |
| 12910 | $541,287 | $122,800 |
| 12911 | $541,287 | $122,800 |
| 12912 | $541,287 | $122,800 |
| 12918 | $541,287 | $122,800 |
| 12919 | $541,287 | $122,800 |
| 12921 | $541,287 | $122,800 |
| 12923 | $541,287 | $122,800 |
| 12924 | $541,287 | $122,800 |
| 12929 | $541,287 | $122,800 |
| 12933 | $541,287 | $122,800 |
| 12934 | $541,287 | $122,800 |
| 12935 | $541,287 | $122,800 |
| 12944 | $541,287 | $122,800 |
| 12952 | $541,287 | $122,800 |
| 12955 | $541,287 | $122,800 |
| 12958 | $541,287 | $122,800 |
| 12959 | $541,287 | $122,800 |
| 12962 | $541,287 | $122,800 |
| 12972 | $541,287 | $122,800 |
| 12978 | $541,287 | $122,800 |
| 12979 | $541,287 | $122,800 |
| 12981 | $541,287 | $122,800 |
| 12985 | $541,287 | $122,800 |
| 12992 | $541,287 | $122,800 |