FHA Loan Limits and USDA Eligibility in Chautauqua County, New York
2026 FHA one-unit limit in Chautauqua County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
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EligibleIneligibleUSDA ineligible boundary
Chautauqua County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 14048 | $541,287 | $122,800 |
| 14062 | $541,287 | $122,800 |
| 14063 | $541,287 | $122,800 |
| 14081 | $541,287 | $122,800 |
| 14135 | $541,287 | $122,800 |
| 14136 | $541,287 | $122,800 |
| 14166 | $541,287 | $122,800 |
| 14701 | $541,287 | $122,800 |
| 14710 | $541,287 | $122,800 |
| 14712 | $541,287 | $122,800 |
| 14716 | $541,287 | $122,800 |
| 14718 | $541,287 | $122,800 |
| 14720 | $541,287 | $122,800 |
| 14722 | $541,287 | $122,800 |
| 14723 | $541,287 | $122,800 |
| 14724 | $541,287 | $122,800 |
| 14728 | $541,287 | $122,800 |
| 14732 | $541,287 | $122,800 |
| 14733 | $541,287 | $122,800 |
| 14736 | $541,287 | $122,800 |
| 14738 | $541,287 | $122,800 |
| 14740 | $541,287 | $122,800 |
| 14742 | $541,287 | $122,800 |
| 14747 | $541,287 | $122,800 |
| 14750 | $541,287 | $122,800 |
| 14752 | $541,287 | $122,800 |
| 14756 | $541,287 | $122,800 |
| 14757 | $541,287 | $122,800 |
| 14767 | $541,287 | $122,800 |
| 14769 | $541,287 | $122,800 |
| 14775 | $541,287 | $122,800 |
| 14781 | $541,287 | $122,800 |
| 14782 | $541,287 | $122,800 |
| 14784 | $541,287 | $122,800 |
| 14785 | $541,287 | $122,800 |
| 14787 | $541,287 | $122,800 |