FHA Loan Limits and USDA Eligibility in Cattaraugus County, New York
2026 FHA one-unit limit in Cattaraugus County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
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EligibleIneligibleUSDA ineligible boundary
Cattaraugus County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 14009 | $541,287 | $122,800 |
| 14030 | $541,287 | $122,800 |
| 14041 | $541,287 | $122,800 |
| 14042 | $541,287 | $122,800 |
| 14060 | $541,287 | $122,800 |
| 14065 | $541,287 | $122,800 |
| 14070 | $541,287 | $122,800 |
| 14101 | $541,287 | $122,800 |
| 14129 | $541,287 | $122,800 |
| 14138 | $541,287 | $122,800 |
| 14141 | $541,287 | $122,800 |
| 14168 | $541,287 | $122,800 |
| 14171 | $541,287 | $122,800 |
| 14173 | $541,287 | $122,800 |
| 14272 | $541,287 | $122,800 |
| 14706 | $541,287 | $122,800 |
| 14719 | $541,287 | $122,800 |
| 14726 | $541,287 | $122,800 |
| 14727 | $541,287 | $122,800 |
| 14729 | $541,287 | $122,800 |
| 14731 | $541,287 | $122,800 |
| 14737 | $541,287 | $122,800 |
| 14741 | $541,287 | $122,800 |
| 14743 | $541,287 | $122,800 |
| 14748 | $541,287 | $122,800 |
| 14753 | $541,287 | $122,800 |
| 14755 | $541,287 | $122,800 |
| 14760 | $541,287 | $122,800 |
| 14770 | $541,287 | $122,800 |
| 14772 | $541,287 | $122,800 |
| 14779 | $541,287 | $122,800 |
| 14783 | $541,287 | $122,800 |
| 14788 | $541,287 | $122,800 |